The saying "turn the other cheek" is not applicable anymore because when you are too kind and generous, you tend to be abused. It seems to me that the world is full of opportunists who are waiting for the time to take advantage of the kindness and generosity. This is what prompted us to ignore any attempt to borrow money from us. Some people think that we are rich because we have our own house and we also have 2 cars. But in truth, our money is just enough for us. And if we lend money to people and they don't pay, what happens? We lost the money and we likewise loss a friend.